Free Mortgage Consultation

by submitting this form you agree to our use of your data as outlined in our Privacy Policy

We Can Help You Find The Best Mortgage Deals on The Market

first time home buyers
First-Time Buyers

Secure your first mortgage quickly. Call to discuss your first mortgage with one of our advisers.

First time buyers
remortgage deals in the Glasgow area
Remortgaging

Save money or release equity. We can help find the right mortgage for your current circumstances.

remortgage
buy to let
Buy to Let

Build your rental property portfolio. Competitive buy to let mortgage deals currently available.

Buy To Let

Mortgage Broker Glasgow

Looking for your first mortgage ? considering a remortgage to a better deal. We’re here to help.

With our free initial consultation you can call us to get free mortgage advice. We’ll also be able to give you information on the latest deals.

When you speak to one of our advisers you’ll receive honest, impartial advice.

 

Looking To Buy Your First Home ?

If you are looking to make your first step onto the property ladder, we can help you secure your first mortgage.

It’s a good idea to speak to a mortgage broker. They will offer guidance and answer any questions you may.

Do not apply for a mortgage until you have checked your credit report. Have any errors, if any, fixed before submitting any mortgage application.

 

What You’ll Need to Apply ..

In most instances you’ll need to provide the following:

  • Last 3 – 6 months payslips
  • P60 (last 2 years preferrable)
  • Banks statements dated last 3 – 6 months

Sometimes a lender will request extra documentation.

Your application will be processed as quickly as possible. If a lender needs more supporting documentation we’ll let you know right away.

To find out how the coronavirus is affecting mortgage applications please click here

Speaking to one of our mortgage brokers about your mortgage needs has many advantages. Glasgow has a diverse property market and a local mortgage broker understands the local market.

Another advantage of speaking to one of our mortgage brokers is we have access to mortgage products you will not find yourself. This is because many lenders will only offer mortgages through a broker.

Remember if You live in Glasgow, we offer free mortgage advice so why not call today.

Mortgage Broker Near Me

Glasgow mortgage Brokers are to help you secure a mortgage wherever you live in the Glasgow area. Paperwork is kept to a minimum and we are driven to find the best mortgage based on your own personal circumstances. Remember there is no commitment on your part until you are completely happy we have found the right deal for you.

How We can Help You

Our aim is to help you find the best deal tailored to your individual circumstances and needs.

Each application is different. we carry out a whole of market search based on the information you have provided. This allows us to refine the search for your mortgage.

For remortgages the search is similar. We look at how we can get a lower rate than your existing mortgage. For equity release the amount offered will depend on the equity in the property.

Free Initial Consultation

Our initial consultation is free with no obligation. A brokering fee will apply if you accept and complete any mortgage with us. You will informed of the fee before commencing the mortgage agreement.

We can help if you have bad credit, are looking for a buy to let mortgage or are self employed. You can speak to one of our advisers with no obligation if you live in the Glasgow area.

Put simply we can often find you a mortgage when you have been turned down elsewhere.

As an independent mortgage broker in Glasow we’re not tied to any one lender. This means we can offer you a range of products across the market because we are not tied to any one lenders products.

Let us help you secure your first mortgage or find the right remortgage deal for you. Our service covers Glasgow and all surrounding areas.

Remember we are happy to offer mortgage advice with our complimentary  initial mortgage consultation.

mortgage broker Glasgow

Free Mortgage Advice:

Are you actively looking to secure a mortgage or remortgage. Are you looking to save time and money by securing the right mortgage first time around ?

We make it easy to give you the right advice, simply complete the form opposite and one of our mortgage advisors will get in touch to discuss your needs.

The form asks a series of questions to help initially find suitable lenders. This saves time and allows a mortgage advisor to do some groundwork prior to getting in touch with you.

There is no commitment on your part, it’s up to us to find you the best mortgage deal which ticks all your boxes.

Glasgow Mortgage Brokers

FAQ's You May Have Regarding Your Application

The amount you’ll need as a deposit will vary, depending on the value of the property.

You can assume a 10% of the amount borrowed is the average deposit. Assuming the property you are looking at has a value of £200,000, The smallest deposit would be £20,000.

The more you can put down as a deposit, the lower the rate of interest will be.

The reason for this is down the risk to the lender. The higher the deposit, the lower the risk is for the lender. This lower risk means a lower rate of interest on the amount borrowed.

The reason for this is down the risk to the lender. The higher the deposit, the lower the risk is for the lender. This lower risk is rewarded by means of a lower rate of interest on the amount borrowed.

Save money by remortgaging

LTV stands for “loan to value” . This is used to calculate how much you will be borrowing against the value of the property.

You may notice some very low rates being available but it is important to note the LTV.

In most cases the lowest rates are reserved for mortgages with a LTV of 60/40. This means a 40% deposit is required to get that rate of interest.

You can now see why it is important to pay attention to the LTV when looking at the interest rates on offer.

Yes, the Scottish government offers help for first time buyers and existing homeowner under the “affordable new build scheme”).

We can help you secure a mortgage to take advantage of the scheme, subject to you meeting the criteria of both the “affordable new build scheme” and the mortgage application itself.

It’s recommended you visit the following site for further information on the scheme and how it works https://www.mygov.scot/help-to-buy/

This website uses cookies and uses your personal data to enhance your browsing experience.